terms & conditions

Agreement Between User and System Concepts, Inc.

This Web site is owned and operated by System Concepts, Inc. (hereafter "SCI"), offered to the User conditioned on acceptance by the User without modification of the terms, conditions, and notices contained herein. Use of the content, services, and/or products presented in any and all areas of this site constitutes the User's agreement to abide by the following terms and conditions and those posted in specific areas of the site.

Copyright and Trademark Notices

All contents of this Web site are: Copyright © 2021 by System Concepts, Inc. 9977 N. 90th Street, Suite 360, Scottsdale, AZ USA 85258, or third-party content providers and are protected by international copyright law. All rights reserved. SCI, and other names of SCI products referenced herein are trademarks or registered trademarks of SCI, Inc. Other trademarks/logos are the property of their respective owners.

This Web site is for the User's personal, noncommercial use. Downloaded materials must keep all copyright and other notices intact. The right to use it is not transferable to any other person or entity. User is responsible for all use of User's account (under any screen name or password) and for ensuring that all use of this Web site through User's account complies fully with the provisions of this agreement. User may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, or other content, software, products or services obtained from this Web site. In addition, the information may not be taken out of context or presented in an unfair, misleading or discriminatory manner.


All materials and services in this site and third-party sites to which it links are provided "as is" without warranty of any kind. The content published on this Web site may include inaccuracies or typographical errors. Changes are periodically made to the information herein. SCI and/or its suppliers may make improvements and/or changes in this Web site at any time including changes to these terms and conditions. SCI and/or its suppliers make no representations And, to the fullest extent allowed by law, disclaim all warranties, express or implied, including, but not limited to warranties of merchantability and fitness for a particular purpose regarding the suitability of the information; the accuracy, reliability, completeness or timeliness of the content, services, products, text, graphics, links, or other items contained within this site, or the results obtained from accessing and using this site and/or the content contained herein. SCI does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site, including bulletin boards or the server that makes it available, are free of viruses or other harmful components. The User assumes the entire cost of all necessary maintenance, repair or correction.

Use of this site is at your own risk. This site may contain advice, opinions, and statements of various information providers and content providers. SCI does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any User of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither SCI nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, or for any damages resulting therefrom.

Links To Third-Party Web Sites

This Web site may contain links and pointers to Internet sites maintained by third parties. SCI does not operate or control in any respect any information, products or services on such third-party sites. Third-party links are included solely for the convenience of Users, and do not constitute any endorsement by SCI and/or its suppliers. User assumes sole responsibility for use of third-party links and pointers and disclaimers set forth herein are equally applicable to such third-party sites.

Third-Party Content

SCI is a distributor with regard to content supplied by third-party suppliers and Users, therefore, SCI has no more editorial control over such content than a public library, bookstore or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers and Users are those of the respective author(s) or distributor(s) and not of SCI.

Software Available On This Web Site

Any Software that is made available to download from this Web site is the copyrighted work of SCI suppliers. Use of the Software is governed by the terms of the end-User license agreement, if any, which accompanies or is included with the Software ("License Agreement"). End Users shall not install or use any Software that is accompanied by or includes a License Agreement, unless the end-User first agrees to the License Agreement terms. Any such Software is not available to Users in territories where its distribution is prohibited by law.


SCI respects the privacy of its readers and shall not disclose, distribute or rent its Client e-mail list to any third party, nor shall it permit anyone else to do so. However, SCI does make available for rental its list of those registrants who have expressly provided us with their permission to receive third party information and offers as part of their User profile.

Indemnity/Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall SCI, or its affiliates, be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, SCI Software or materials.

As a condition of use of this Web site, the User agrees to indemnify SCI from and against any and all liabilities, expenses and damages arising out of claims resulting from the User's usage of this Web site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If you are dissatisfied with any SCI resource, or with any of SCI's terms and conditions, your sole and exclusive remedy is to discontinue using the SCI Web site.


SCI reserves the right to make any and all changes to this Web site at its sole discretion without notice to the User. SCI reserves the right to deny access to this Web site to anyone at any time.

This Agreement shall be deemed to include all other notices, policies, disclaimers, and other terms contained in this Web site; provided, however, that in the event of a conflict between such other terms and the terms of this Agreement, the terms of this Agreement shall control.

This Agreement has been made in and shall be construed and enforced in accordance with Arizona law. Any action to enforce this agreement shall be brought in the federal or state courts located in Arizona. If any provision is deemed to be unlawful or unenforceable, that shall not affect the validity and enforceability of the remaining provisions.

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